regulation_z
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| regulation_z [2025/12/18 10:25] – created reidjs | regulation_z [2025/12/18 10:25] (current) – [Regulation Z] reidjs | ||
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| ====== Regulation Z ====== | ====== Regulation Z ====== | ||
| - | **Regulation Z** is the federal regulation that **implements the Truth in Lending Act (TILA)** and governs **disclosure requirements** for consumer credit transactions. | + | **Regulation Z** is the federal regulation that **implements the [[Truth in Lending Act]] (TILA)** and governs **disclosure requirements** for consumer credit transactions. |
| ===== Purpose ===== | ===== Purpose ===== | ||
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| * Residential mortgage loans | * Residential mortgage loans | ||
| * Refinances and home equity loans | * Refinances and home equity loans | ||
| - | * Home Equity Lines of Credit (HELOCs) | + | * [[Home Equity Lines of Credit]] (HELOCs) |
| * Most **consumer-purpose credit** | * Most **consumer-purpose credit** | ||
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